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Auto Insurance Advice

The information and details in the small print do vary from insurer to insurer so here I will try and generalize it as most companies are similar in their policies.

Car insurance also referred to as auto insurance differs from most types of other cover in the respect that’s its compulsory in the majority of countries. If you drive a car or even if your car is parked on any public road then by law you have to be insured. This however does not apply to private land owned by yourself or another party. There is a misconception to what actually constitutes private land and to be crystal clear on how this affects you check your own insurance details or if you need a policy.

Areas like parks, waste land, car parks, pavements and country lanes, shopping centres and football fields are not considered private and if caught prosecution is most likely. Private would be classified as owned land that is not used by the public. For example if there is a public footpath going through a private estate then this is not private land and you would almost certainly need insurance or liable to face